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Terms of Service

Please read these Terms of Service carefully before using our website and services.

Last Updated: June 15, 2023

1. Acceptance of Terms

By accessing or using the PROGRAMMERS 100% website ("Site") or any of our services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, do not use our Site or Services.

We reserve the right to modify these Terms at any time. Your continued use of the Site or Services after such modifications constitutes your acceptance of the revised Terms.

2. Description of Services

PROGRAMMERS 100% provides online programming courses, digital products, and community support services through our Site. These Services include, but are not limited to:

  • Online courses and educational materials
  • Digital products and resources
  • Community forums and support
  • Consulting and coaching services

3. User Accounts

Account Creation

To access certain features of our Services, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your password
  • Accept all risks of unauthorized access to your account

Account Termination

We reserve the right to suspend or terminate your account at our sole discretion if we believe you have violated these Terms or any applicable laws.

4. Payments and Refunds

Course and Product Purchases

All purchases through our Site are subject to the following conditions:

  • Prices are listed in US Dollars unless otherwise specified
  • We accept various payment methods as displayed at checkout
  • You agree to pay all charges incurred by your account

Refund Policy

We offer a 14-day money-back guarantee for our courses and digital products. To request a refund:

  • Contact our support team within 14 days of purchase
  • Provide your order details and reason for refund request

Refunds are processed within 7-10 business days. Certain products may have different refund policies which will be clearly stated at purchase.

5. Intellectual Property

Our Content

All content on our Site and Services, including courses, videos, text, graphics, logos, and software, is the property of PROGRAMMERS 100% or its content suppliers and protected by copyright laws.

License to Use

When you purchase our courses or products, we grant you a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes.

Restrictions

You agree not to:

  • Copy, modify, or create derivative works of our content
  • Redistribute, sell, or lease any part of our Services
  • Reverse engineer or attempt to extract source code from our Services
  • Remove any copyright or proprietary notices

6. User Conduct

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our Services in any way that violates any applicable law
  • Engage in any fraudulent, abusive, or otherwise illegal activity
  • Transmit any viruses or malicious code
  • Attempt to gain unauthorized access to our systems
  • Harass, threaten, or intimidate other users
  • Post or share inappropriate or offensive content

7. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. PROGRAMMERS 100% does not warrant that:

  • Our Services will meet your requirements
  • Our Services will be uninterrupted, timely, secure, or error-free
  • The results obtained from using our Services will be accurate or reliable
  • The quality of any products, services, or information obtained will meet your expectations

8. Limitation of Liability

To the maximum extent permitted by law, PROGRAMMERS 100% shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits
  • Loss of data
  • Business interruption
  • Personal injury or property damage

arising out of or in connection with your use of our Services.

9. Indemnification

You agree to defend, indemnify, and hold harmless PROGRAMMERS 100% and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

  • Your use of our Services
  • Your violation of these Terms
  • Your violation of any third-party right
  • Any content you submit or transmit through our Services

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or relating to these Terms or our Services shall be resolved through good faith negotiations between the parties. If such negotiations fail, the dispute shall be submitted to binding arbitration in Lagos, Nigeria.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of material changes by posting the updated Terms on our Site with a new "Last Updated" date.

Your continued use of our Services after such changes constitutes your acceptance of the new Terms.

12. Contact Information

If you have any questions about these Terms, please contact us: